Smart Voucher Ltd. was established in April 2001 to develop the Smart Voucher Personal Payment System that was conceived by Scott Thomson, the man behind the groundbreaking launch of the Switch payment card in the UK. The Smart Voucher system utilises the concept of a randomly generated, one time use unique voucher number. Smart Voucher Ltd. now has 6 granted patents: 3 in the UK and 1 each in Australia, Hong Kong and South Africa. This concept is now being actively marketed, both as Ukash, which allows for the creation and purchase of vouchers in-store and their redemption on the Internet, and in a number of 'closed loop' and 'white label' solutions in Europe and the USA.
Read more
Smart Voucher is regulated by the UK Financial Services Authority (FSA) as an ELectronic Money Institution (ELMI). Smart Voucher is one of only four electronic payment providers to have successfully passed the FSA's stringent fiscal, technical, security and operational requirements. The ELMI status has been 'passported' to a further 27 European countries.
Read more about the FSA
Mark has over 20 years' experience in the payments industry. Prior to joining Smart Voucher he worked for Wanadoo, as Head of Paid for Services. Previously, he was COO of Paybox UK, an investment of Deutsche Bank, where he was responsible for the operational and technical aspects of launching Paybox operations in Europe.

Andrea has extensive experience at a senior level of sales and relationship management across different industries with specific knowledge of the retail and e-commerce sector. Prior to joining Smart Voucher Andrea was the Sales Director at Pixology plc where her customers included Amazon, Asda, Costco and Tesco. Andrea has also worked at Scansoft Inc., Exxon Mobil, Xerox, J Sainsbury and Cable & Wireless.

Roger qualified as a chartered accountant with Coopers & Lybrand in South Africa before moving to the UK in 1995. Since then, he has held a number of senior financial and project roles within the telecommunications and banking sectors.

With 13 years experience in international and UK retail banking, Coxhill will oversee the Ukash marketing team and further establish the company as the global market leader in the alternative payments industry.