The Technology


Smart Voucher works in partnership with leading organisations in order to ensure services are delivered with maximum resilience, reliability and security. The Smart Voucher system is hosted using the specialist services of Cable and Wireless and operates in a totally secure 24 x 7 dual host environment to ensure maximum reliability.

TNS provide the communications infrastructure that enables transactions to be accepted over PSTN, ISDN, X25, Leased Lines and BT Framestream using APACS 30, ISO 8583 and XML message formats.

Multi-currency transactions are managed using Royal Bank of Scotland FXmicropay, a fully automated and bespoke management system for firms with high-volume currency processing requirements.

Alaric's Fractals Merchant Monitoring solutions are deployed to prevent fraud and protect against money laundering.


White Label Solutions


Ukash logoIn addition to the growing success of the Ukash solution the core SmartVoucher technology is being used to support the expanding operations of many well known organisations including Skype & William Hill.

The Smart Voucher system utilises the concept of a randomly generated, one time use unique voucher number. Smart Voucher Ltd. now has 6 granted patents: 3 in the UK and 1 each in Australia, Hong Kong and South Africa for the underlying technology.

How the Smart Voucher system works:
Behind the intelligent voucher is a payment system that issues and redeems, in real-time, a uniquely numbered record of value. The issue and redemption of each record of value is recorded and managed on the voucher database providing total security coupled with control and tracking of information.

Flexibility to suit your business:
Intelligent Vouchering enables diverse financial, gift, promotional and marketing activities to be managed, all using the same underlying system. For example, a gift voucher will require different usage parameters compared to a promotional voucher for a new store opening.

The service supports both monetised and token based products, providing the flexibility to allow tailoring of the solution to your business needs.

Delivering the Intelligent Voucher:
Each voucher product carries a unique, randomly generated number that is associated with the exact value of the product. These unique numbers can be delivered in many ways including paper, email and SMS.

Depending on the delivery medium the voucher can be transacted via reading a barcode, a magnetic stripe or through keying of the unique number. This means that voucher based products can be utilised across multiple sales channels including point of sale, the web and via text message, email and IVR (interactive voice response).


Download Intelligent Vouchering Factsheet